BoiseIQ.com Privacy Policy | Customer Protection Rights | Privacy Rights Boise
Boise IQ Privacy Policy
BoiseIQ.com is committed to protecting the privacy of our consumer users and has created this privacy policy to demonstrate our commitment to your privacy. As an individual user of our websites and services including but not limited to BoiseIQ.com, OurHomeIQ LLC and all of its subsidiaries, the following privacy policy has been implemented to describe your privacy rights.
We ask that you read this policy carefully when using our services and websites or when doing business with us. By using our services and websites you are accepting the terms and practices described in this privacy policy. All questions regarding your privacy rights should be directed to the contact listed at the end of this policy.
INFORMATION WE COLLECT ABOUT YOU
We may collect information that can identify you including your name and email address along with other personal information. We may also collect information that does not identify you as well. If you supply us with personal information it may be sent and saved on BoiseIQ servers located in the United States.
Information you provide or that we collect through our website or any other manner may be stored. This includes personal identifying information (such as your name, phone number, email address, home address) as well as information regarding your home and financial information (such as your income, assets, or debts).
Information collected from other sources may also be obtained about you through other third party business affiliates and contractors. For example we may receive information including your home and demographic information.
Information about others may also be collected and stored (such as information you provide regarding a co-borrower) including their name, phone number, social security number, address, financial information and other personal information.
The use of cookies and other technologies to automatically collect information about you is authorized. We may use third party service providers to collect information from your computer about you and your activity on our websites. We and our service providers may collect information from your browser when you visit our websites including your IP address, browser type, access times, language and the data collected from any undeleted cookies that you previously allowed access by us or other websites.
Cookies may be assigned to you when you visit our websites. We may assign one or more cookies to your computer to facilitate access to our sites. Through the use of these cookies we and or our other service providers we may automatically collect information about your activity on our website such as visits, links you click on or other actions you perform while on our website. These cookies do not store any personal information about you. In most cases your browser automatically accepts the use of cookies but can be modified to decline the acceptance of these cookies. Declining the use of cookies may affect your ability to access or use some parts of our websites.
Other technologies such as web beacons to track your use on our websites may be used. We may include web beacons or similar technologies in our promotional email campaigns and newsletters to determine the receipt of these messages and activity acted upon when opening them. This information collected is used to customize our services offered on our websites and to gage the overall effectiveness of our internet campaigns.
Information collected by third parties may be allowed on our website, including our advertisers and other authorized service providers. Our websites will not supply any personal information about you to these third parties and service providers unless it is a necessary function of business with the provider. The use of these tracking cookies and others technologies are used by these authorized service providers are used to gauge the effectiveness of targeted advertizing within our website.
HOW WE USE THE INFORMATION THAT WE COLLECT ABOUT YOU
We may use the information we collect about you to deliver services and products that you request; manage your customer relationship and provide you with customer support; perform research and analysis about your use of or interest in our products, services, information including that provided by others; communicate via email, postal mail, mobile devices, and telephone; to develop advertizing targeted to your specific interest about information product and services on our websites; enforce our terms and conditions; manage our business and perform functions as described to you at the time of collection of your information.
WITH WHOM WE SHARE YOUR INFORMATION
We do not share your personal information with others unless otherwise indicated below or when we inform you and give you the opportunity to opt out of having your personal information shared. We may share all types of personal information with:
Authorized Service Providers that perform services on our behalf in connection with our services related to our website. These Service providers may include credit bureaus, title companies, flood or other insurance providers, appraisal companies, escrow companies, closing agents, other financial institutions, marketing or customer service firms, credit card, loan or other payment processors, as well as companies that support contests, sweepstakes, surveys or other features offered through our websites, or that provide business analysis or website support. These service providers may have access to your personal information needed to perform their functions but are not permitted to share or use your information for any other purpose.
Business partners may be given your information when you express interest in promotions products or services through our websites. We may share this personal information with our business partners when you elect to engage in a particular offer or program offered on our websites, including name, email address and other information.
Other situations including subpoena or other investigative demands, court order or request for cooperation from any law enforcement or government agency; to defend against legal claims; or exercise our legal rights, or as otherwise required by law. In such cases, we may raise or waive any legal objection or right available to us. We believe in cooperating with any government agency that is investigating suspected fraud or other wrongdoing and may disclose this information to protect our rights, our customers, employees and our company.
We may also disclose your information in the event of a major business transaction, sale, consolidation, and merger, or in the unlikely event of bankruptcy.
Any affiliate third party businesses that we do business with will have their own Privacy Policies that describe the use of your personal information. Once we have shared your information with those third parties your rights of privacy will be subject to their privacy practices. You may visit their websites and read their privacy policies.
Aggregated and Non-Personal Information may be delivered to our third party affiliates to develop strategies for targeted marketing on our websites and theirs. This information is not specifically identifiable to you. We may use this information for business development and analysis. For example being able to tell our advertisers and third party affiliates information about our website traffic, site services being used and other data of interest for conducting our business.
Third Party Websites that have links on our site do not operate under our privacy policy. If you click on a link or ad on our site and are redirected to another businesses website we do not have control of what information they gather and what they do with that information. These third party websites may have separate privacy policies that allow them to independently solicit you and collect information from you. They may also in some cases share information with us about your activity on their websites. We recommend reading the privacy policies of all third party websites that you visit in connection with our website.
You may choose not to provide certain information to us but this may limit your use of some services and features of our website. When you use our website you may have the choice to opt in to our email newsletter. If you choose to opt in for receiving additional information from us you may later modify this choice by contacting our Customer Care Department at privacy@boiseiq.com. It may take up to 10 days for your request to opt out to be processed. If you opt out on receiving any additional information from us you may still receive promotional emails from third party affiliates with which we have shared your information prior to the modification of your choice to receive information on our products and services. You may have to opt out of there promotions on their websites.
We take the appropriate safety measures physical and electronic to protect your information from unauthorized disclosure and access. Third parties may be allowed access to your information only for business functions related to our services. We use encryption during the transmission of your sensitive personal information between your computer and our system. We also use specific firewalls to protect your information from unauthorized persons. We want you to know that your security is a priority for us and would also like to let you know that no system can be completely secure. We do not promise that your information will always be secure and users should take care with when and how they disclose their personal information. You may visit the Federal Trade Commission’s website for information on identity theft and protection.
Children’s Privacy is included in our privacy policy and we do not knowingly collect personal information from children under the age of 13. Our website is designed for general audiences.
Visiting our websites from outside the U.S. is possible and our privacy policy covers information collected from residents of the United States. If you are submitting information from outside the U.S. know that the information collected may be stored on servers in the U.S. The United States has laws in place to protect privacy that may not be as comprehensive as the laws in other countries and you should understand that we seek reasonable steps to protect your information as well. Be aware that your information may be transferred and stored on servers within the U.S.
No rights of third parties are observed. This Policy does not give rights enforceable by any third party or require the disclosure of any of your personal information to them.
Changes to this Privacy Policy may occur and the latest version of this policy will be available on our website. You should check our website for any updated material to this policy on a reasonable time schedule.
How to contact us: