What Is A Home Warranty? | Boise Home Warranty And Insurance Basics

What is a Home Warranty?

A home warranty will cover the expenses of the most common home system failures and breakdowns. This can cover appliances and other home systems like plumbing and HVAC. It is important to have a warranty to protect yourself from unexpected cost after buying your home.

What is specifically covered in the warranty will be determined by the program you have and who is carrying the warranty. There are many third party businesses that can warranty your home and in some cases the home you are buying may already have coverage. Ask the seller if this is the case. If not, you may try to get them to include a one year warranty with the purchase of the home. In Boise, it is typical for new construction homes to come with a warranty, but not resale homes, however in the current seller’s market, some sellers are offering to purchase home warranties to entice buyers.